Outsourced CFO Services for Small Businesses & Government Contractors
Managing finances as a growing business shouldn’t mean going it alone—or settling for less expertise. With A.L. Schmidt CPA’s outsourced CFO services, you get executive-level guidance, proactive strategy, and reliable financial oversight—without the overhead of a full-time hire.
Our fractional and virtual CFOs become an extension of your team, ready to step in when you need budgeting, analysis, board reporting, or investor guidance. You get the benefit of a senior financial consultant and a support network—so nothing slips through the cracks, and your business moves forward with confidence.
What Does an Outsourced CFO Do?
- Cash Flow Management: Monitor, forecast, and optimize cash so payroll and vendors are always covered
- Financial Reporting & KPIs: Prepare management reports, analyze contract and project profitability, and deliver insights for better decisions
- Budgeting & Forecasting: Develop annual budgets, multi-year forecasts, and scenario plans for growth
- Financing Guidance: Help secure loans, lines of credit, or investment with clear financials and strong presentations
- Strategic Advising: Guide long-term planning, oversee capital allocation, and identify new opportunities
For government contractors, our CFOs:
- Manage indirect rate strategies all year
- Liaise with DCAA on audit prep and reporting
- Ensure contract pricing models are robust and fully compliant
Why Hire an Outsourced CFO vs. Full-Time?
- Lower cost—get expertise when you need it, not when you don’t
- Flexible engagement—support scales with your business
- Access to a team—our principals act as a CFO “brain trust,” with access to tax, compliance, and audit experts
- Reliable coverage—no single point of failure
- Specialist knowledge—especially for government contracting and regulatory compliance
Scenario Example:
A $5M government contractor needed forecasting and financial modeling to support a new bid. Our outsourced CFO team restructured their reports, improved cash visibility, and supported them through a successful proposal—helping them secure a major new contract.
Quantitative Impact & Client Outcomes
- Improved client cash reserves by 20% in one year
- Helped a contractor secure funding after reorganizing their financial statements
- Enabled several clients to pass DCAA audits on the first attempt
- Ongoing “virtual CFO” check-ins mean no financial detail is missed
Outsourced CFO
Learn MoreHow does virtual or fractional CFO support work day-to-day?
You get access to a dedicated consultant and team who can jump in remotely or on-site, handle urgent needs, and provide scheduled reviews or check-ins. Communication is streamlined and responsive.
Can an outsourced CFO really understand my business and industry?
Absolutely. We dive deep into your operations and tailor our approach—especially for government contractors, where indirect rates and compliance matter.
What’s included in a typical engagement?
Services are customized: you might need cash flow fixes this quarter, budget prep next, and DCAA liaison in six months. You get the right mix, at the right time.
How do you ensure reliability—what if my main CFO consultant is unavailable?
With our team model, there’s always backup and continuity. Your business is never left hanging, and every detail is tracked.
When should a small business consider an outsourced CFO?
If you’re growing quickly, facing cash challenges, prepping for an audit, or simply want to plan for the future, bringing in a CFO early can save money and unlock new opportunities.
Experience Executive-Level Financial Clarity—Without Full-Time Overhead
Partner with A.L. Schmidt CPA for outsourced CFO services that grow with your business.
